Business Protection

Whether your business is large or small, we have the products to meet your needs. Every business and industry is unique; we identify ways to properly insure the unique hazards of your business. As business owners ourselves, we understand the special protection businesses need to prosper. Businesses face a growing number of insurance challenges and increasingly complex risks these days.  Successfully managing these exposures is vital to protecting your organization’s assets while capitalizing on future market opportunities.  The following is a partial list of insurance coverage in which we are proficient. We provide tailor made, affordable protection for our customers.

BUSINESS COVERAGES

• Commercial Property & Liability • Trucking/Transportaion/Fleet Specialty
• Business Automobile • Worker’s Compensation • Builders Risk
• Inland Marine • Fidelity & Surety Bonds • Commercial Excess Liability
• Employment Practice Liability • Employee Benefits Liability • Professional Liability/E&O/D&O

Loss Control Programs
With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers’ compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Quick Claim Response
When you do have a claim, you need fast, fair service. As independent agents we work to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.

Competitive Rates
Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact us for more information.

Carrying proper insurance coverage is only half the battle. The real victory comes when you understand and manage the complexities of your risk and the costs associated with exposure and loss. Reducing risk, can dramatically decrease down time, minimize claims and lower your cost of your insurance.  CALL IBRG – 224-333-0550

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